Refund & Cancellation Policy
Stack Pulse Financial Planning Co., Ltd. (บริษัท Stack Pulse Financial Planning จำกัด) — head office / สำนักงานใหญ่
113/6,Mittraphap Road, 40000 Khon Kaen, Thailand
Phone: +66-43-246-581 · Email: info@stack-pulse.digital
Tax identification number (TIN): 0105387922289
Last updated: 8 October 2026 · Durations and percentages below are proposed market-consistent terms pending business confirmation.
Applicability
This policy applies to paid consultation sessions, record organisation blocks, and ongoing plan review packages agreed in writing after you inquire. Inquiry messages and unpaid browsing of this website are free.
Cancellation by you
- More than 48 hours before a scheduled session: Full refund of any prepaid fee for that session, or reschedule once at no charge (your choice).
- 24–48 hours before: 50% refund of the prepaid session fee, or reschedule subject to availability.
- Less than 24 hours before or no-show: No refund for that session; we may offer a partial credit solely at our discretion.
Cancellation by us
If we must cancel (illness, office closure, or scheduling conflict), you receive a full refund or priority rescheduling at no extra cost.
Deposits
If a deposit is required to hold a multi-session package, the deposit is applied to your final invoice. Unused deposit balance after mutual termination of the package is refunded within 14 business days minus any sessions already delivered at the agreed rate.
Work already started
Record organisation billed by the hour is refundable only for unused prepaid hours. Delivered summaries, annotated folders, or memos already sent are non-refundable.
How to request a refund
Email or call using the contact details in the business block above. Include your name, session date, and payment reference. We confirm eligibility within 3 business days.
Processing time and method
Approved refunds are returned to the original payment method within 14 business days. Bank transfer refunds may require the account details you used to pay.
Rescheduling
One free reschedule is included when you give more than 48 hours’ notice. Additional changes may incur a modest administrative fee if proposed in your engagement letter.
Exceptions
Nothing in this policy limits your statutory rights under Thai consumer protection law where they apply to your transaction.
Contact for disputes
Use the phone or email shown in the business identification section at the top of this page.